A help centre always at your service

In this section we reply to the most frequent questions, the ones we have been asked by investors, advisors and onlookers over the past decade. Here you will find some answers but, if you really want to have a precise idea on how and why investing in wine and which are the benefits these alternative assets can bring about to your wealth, we recommend that you book a consultancy with one of our specialized managers. You will get a solution that fits your specific needs like a glove.

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Wine investment

Investment wines are fine wines, produced in ultra-limited quantities (we are talking about 1% of the total world production) and considered, given the trends of the last 30 years and their non-correlation with stock markets, as true safe haven assets to which all investors with wealth to safeguard should turn. We talk about these alternative investments in a more rigorous and punctual manner here.

As you can find out in more detail in this section, investment wines are considered alternative assets and, more precisely, safe haven assets because they are completely decorrelated from the dynamics of traditional financial markets, because they have been in constant growth for over 30 years and have survived financial crises, pandemics, market crashes, recessions and so on and so forth. Moreover they allow, on average, a 10/12% annual gain and thus enable one to keep safe one's wealth without having to face the risks of much more volatile and uncertain markets.

On the investment wine page we have given you a pretty exhaustive overview on what fine wines are and which are the characteristics that make an investment wine an indispensable choice for those who want to turn to alternative assets. There are multiple factors to be taken into account: limited production, area of origin and terroir, cellars, their pedigree and history, vintage (link to the page Investment Wines, anchor to the paragraph INVESTMENT WINES ARE UNREPEATABLE: THE VINTAGE, international critics' assessment, liquidity, track record and much more. Only with the support of an expert it is possible to easily extricate amongst all these elements and reap the greatest benefit from these alternative assets, which are able to act as true safe haven goods.

Strategies, risks and opportunities

Our team, led by Daniel Carnio, has been on the wine market for more than a decade. Over the years we have ascertained that the average annual return on an investment wine is of about 10/12%. Gains are generally stable, but it is over the long term that the best performance is reported.

Since we are speaking about an investment (no matter how reasonably safe and with a very low-risk), it can also happen that the gain can be negative. Only using a correct strategy it is however possible to build a differentiated portfolio that takes advantage of different markets and different labels in such a way to be able to compensate any weaknesses of certain bottles and consistently register a positive sign in one's wine investments.

Generally we recommend an entry fee of around 10,000€. It is not possible to test the market with a small investment such as 1/2000€, as this figure would not allow our portfolio analysts to prepare a sufficiently diversified strategy in order to compensate the performance that different wines can have over the years. Daniel Carnio ltd's aim is to optimise your investment in a way to allow you to maximise profits. Our decade-long experience allows us to state that a good threshold is therefore that of 10,000€. We are nonetheless open to any kind of reasoning, subject to the recommendations above.

The risks of investing in collectable wines, as said many times, are really limited. Of course, no investment is Eldorado or leads to the Heavenly Jerusalem, the eternal place of salvation. We have explained things very well here, but we can summarise them in a nutshell: the biggest risk that one can run is that of not knowing the market thoroughly and, therefore, of buying at too high prices. For the rest, one can have quite a peace of mind; being that of fine wines a decorrelated market, made up of alternative assets to traditional markets, it can be stated that the main factor that regulates it is that of supply and demand.

If we take into account that, over the last 30 years, the market has always grown with a +200% surge in the last 10 alone, we can understand how profitable these assets are, on the long run. Of course, there are also cases of counterfeiting, but it is always and only through the help of a trained and competent eye that scams can be avoided. With Daniel Carnio ltd, you do not only have a team specialised in the financial field at your service, but also the guidance of one of the world's leading experts in collectable wines.

There are various opportunities offered by the world of investment wines. There is, for example, the period of 'en primeur' wines, a French term that we can translate as 'wine futures'. We are speaking of an alternative way of buying wines and millesimés, which are bought while they are still in refinement in barrels, thus providing to clients the opportunity to invest in a young wine that is positively valued by critics, before this matures and is placed on the markets. A wine acquired 'en primeur', once bottled and released, will undergo a second judgement on the part of critics, who can confirm or increase the score given to it during the first barrel tasting. In this way, it is possible that the final price increases considerably.

However, it is important to remember that buying "en primeur" requires caution and must be carried out under the expert guidance of a professional. Our team will be happy to assist you in this particular investment method.

Another possibility is that of taking advantage of the market deregulation of which we have talked about here. Taking advantage of this in a shrewd manner is, for sure, an enormous opportunity because it allows to leverage on price asymmetries between one marketplace and another.

Then there are 'ex-château' wines, in other words bottles that come directly from the producer. Buying 'ex-château' wines guarantees their preservation in perfect conditions inside the producer's own cellars, until the moment of purchase. In this way, the wines can also acquire a greater value, benefiting the investment, as collectors are often willing to pay more for bottles of traced and guaranteed origin.

Another way of acquiring rare wines is that denominated 'in bond' and concerns assets that are, at the time of purchase, stored in a customs warehouse.

This choice guarantees the certainty of the preservation conditions of the bottles, which can also benefit from a secure track record that certifies their history and the various changes of ownership.

Buying wines 'in bond' can also simplify the investment process, as bottles can be transferred from one property to another without physically leaving the warehouse, thus avoiding VAT or customs duties. These are just a few examples of the opportunities that can be grasped by deeply understanding the environment and the dynamics of collectable wines.

A standard portfolio does not exist. If this was to be the case all our words on a strategy tailored on your needs would be hot air. strategia cucita su misura sulle tue esigenze sarebbero aria fritta.

Bundles are always built after an in-depth interview with you. Decisions are taken together and the choices are made on the basis of objective and subjective factors. If you really want indications regarding the method, here, we can tell you that for smaller portfolios it is possible to focus on European wines (above all Italian, Spanish and French) while for more considerable investments the USA, China and Chile are options to be considered with particular shrewdness.

As we have explained to you here, liquidation is one of the strengths of Daniel Carnio ltd. Thanks to a very wide distribution network, we are able to provide you with an exit strategy with consequent settlement of your collection at the moment of maximum financial peak of the latter. The process is very simple. We contact you and ask you if we can proceed with the sale of the wine. At this point we move it into the buyer's warehouse, who will pay for the acquired bottles.

Very often we are the ones who buy back the wine, making the process much easier for the client. Also in this case, the process is completely clear and transparent: you will receive a brokerage document to countersign that certifies the sale and agrees on the price and terms.

LIQUIDATION SCHEDULES: We try to be as quick as possible, but we cannot provide you with a standard schedule, because it all depends on the entity of the portfolio.

As illustrated many times in different sections of this site, wine has a market that is not correlated with traditional, global financial dynamics and is certainly not influenced by a war conflict, which, at the moment, includes two countries of little importance in the fine wine markets. fine wines.

Investment, methods and administration costs

We have analysed in detail how investing in wine with Daniel Carnio ltd works in this paragraph. In short, however, the process is very simple. Once met our portfolio manager dedicated to you and defined investment volumes and guidelines according to the parameters established on the basis of your needs, a selection of wines will be proposed to you by one of our managers.

We will discuss about the strategy and we will put you in the conditions to make conscious and informed choices. Once the strategy is accepted and confirmed, you will be delivered a transparent, clear contract with no hidden clauses. You will simply have to sign it (we use the secure and encrypted Docusign platform) and within three working days you are required to make the payment.

When we will have received the wire transfer we will send you confirmation and will proceed with the transfer of the wines into your account which can be independent or, managed by us (an option we highly recommend). At this point you are already an investor by all means. Obviously you will receive a compliant invoice and an NFT certificate of ownership that will give you all the guarantees regarding the ownership of the collection and the impossibility of counterfeiting of the latter.

Yes, absolutely. Everything we do is in anticipation of maximising profits. Every 6 months we provide you with an updated report and, on a regular basis, detailed information on the world of investment wines. This will allow you to understand in a clear way what is going on in the field and to decide in a conscious way what to do of your collection: you can choose whether to be liquidated or to reinvest according to your needs. You are the owner of the wine and you can do what you want with it, just as with the profits coming from its sale. We are very flexible, both on the upside and on the downside.

Obviously we will provide you with a consultancy every time you want one. It must be remembered that the wine market is quite slow and it often reveals useless to move bottles too quickly.

Yes, it is possible, but under one condition: if the portfolio is being managed directly by our team and you do not need an own independent tax warehouse of yours we can keep on our records a multiple account. If, on the other hand, you prefer a personal account of yours, the process is more complex. Personally, we advise you to leave the management to us as we are able to guarantee you greater flexibility.

The wine acquisition will be accompanied, in addition to the NFT certificate of ownership, by a compliant invoice from us. You can issue the payment via wire transfer on our Bank Account.

As far as the tax warehouse is concerned, invoicing from the facility will take place exclusively if you will decide to open a personal account of yours. In the case in which you relied on our enterprise for this aspect too, the service is offered by us free of charge.

Very simple: Wine acquisition / sale

Everything can be done, the bottles are yours and you can dispose of them as you wish. However, we prefer to let you know exactly how things stand.

Shipping costs are very high and include customs clearances and international remittances. Moreover, it is never convenient to open a case as it, of necessity, loses value. As far as preservation at home is concerned, it is absolutely not advisable, even in controlled conditions (which anyway will never be as good as those guaranteed by our warehouses) as you would be end up paying VAT and would preclude the possibility of implementing an international exit strategy in countries with different taxation.

You can decide to rely on Daniel Carnio ltd exclusively in its quality of broker. In this case you will keep the entitlement of the economic relations and future buyers will pay you personally. As far as suppliers are concerned, it is important to underline that many of them do not negotiate with the final client and, if they do, they use a different price list that is far higher respect to the one we can enjoy, as an enterprise in the sector.

Remember also that, in the case of Italian cellars, you will have to buy wine with value added tax (VAT) on top. We, considering the fact that we have our registered office in London, can enjoy special terms and buy bottles without having to pay this excise duty, which is not due in the case of exports. export.

We provide you with a few facts: we have a decade old and proven experience in the sector; Daniel Carnio founded two of the most important investment realities in the wine field in Europe, before starting the adventure with his own brand, with which he wanted to provide his clients with a more dynamic and innovative experience compared to the already existing realities.

A simple Google search is enough to discover its track record and expertise matured over the years. The company has its registered office in London (13 Hanover Square, Mayfair, London, England, W1S 1HN), a central, historical and consolidated hub of the Fine Wines market

Daniel Carnio ltd is, furthermore, a brokerage company that does not own your assets in any way, but supports you in the strategy, acquisition and asset management fields.

The bottles, in fact, are yours and the ownership is certified by a secure NFT document that is impossible to counterfeit. Even if Daniel Carnio ltd were to go out of business, the wine would remain in your total possession and your interests would not be affected in any way.

Security and preservation

We have illustrated the importance of tax warehouses for the preservation and maturation of investment wines in this paragraph, so we redirect you to the link for further insights.

What is important for you to know is that we work with the best tax warehouses in Europe. We are talking about the London City Bond and the Genève Freeport, both facilities designed to be as secure as fortresses and monitored in such a way as to respect three crucial characteristics: maintaining an average temperature of around 14°C, a humidity that doesn’t go over 60-65% and a minimal exposure to light and movement.

Thanks to the important function of these tax warehouses, future buyers too will have an additional guarantee of the quality of the preservation of the product and will be more inclined to complete the transaction.

Be that as it may you can decide yourself to move, at your likeness, your collection wherever you like, assuming personally the risks connected with incorrect preservation. Normally wines are handled through our account at these two warehouses. In this case you will not be subject to additional costs. If you choose to have your own personal account, the cost will be approximately of 1.5€ per bottle, to be calculated annually.

Of course. In order to provide a more comprehensive service to the client, Daniel Carnio Ltd offers a full insurance coverage.

Our policy safeguards the wine from the moment it leaves the cellar, during its transport, until it is stored in the dedicated premises within the tax warehouse. In this way, all the potential risk factors are taken into account.

Thanks to our close relationship with the McDonald Group, an important Scottish insurance and financial planning company, we can guarantee the insurance coverage of the product at full market value: this way clients are assured that products will be in perfect conditions at the moment of the sale. The valuation is based on the value of Liv-Ex and other similar platforms, as they have a proven authority in terms of market indices.

The insurance covers accidental damage, theft, natural disasters and so on and so forth. We said that we insure bottles at market value, but we also do so at replacement value. What does it mean?

If bottles are purchased from the producer and brought directly in our tax warehouses, their value will be higher compared to a bottle that, over the same period of time, has been resold several times, being moved from one warehouse to another, because, even if it is preserved in optimal conditions and moved with specialised logistics, the wine still cannot enjoy the same conditions as ours, which has done only one journey, from the producer to the warehouse. Our insurer, in that case, covers what is the market price at replacement value at the time of the potential claim.

What if a meteorite falls on the tax warehouse? This is not an ironic question: we hear it asked us many times. Of course, it is phrased in different ways such as: what if a bomb explodes? What if everything blows up? What if they attack the warehouse where I keep my collection? What if a fire breaks out or an earthquake occurs and everything is destroyed?

No problem! We have an insurance at the current market price and for a replacement value at the same conditions guaranteeing no loss. For more information see the previous FAQ.

Whenever you purchase one or more bottles these are certified by our company that only buys from selected partners. A further proof of guarantee is also the fact that, when you will want to liquidate them, it will be us who will buy them back, to then resell them to retailers, distributors and restaurateurs.

In any case, every operation is tracked. Our company guarantees that the product delivered to the tax warehouse is the one declared in the contract and, in case of preservation at our warehouses, we are accountable for it through the insurance that safeguards you, guaranteeing full coverage from every point of view. In addition, our NFT certificates attest the authenticity of your collection.

An NFT is a Non-Fungible Token, in other words - literally - a non-reproducible token. It is, in a nutshell - a token that represents to all effects the deed of ownership of a particular asset.

The difference between a PDF certificate and one on NFT format lies all in three words: traceability, inalterability and authenticity.

authenticity. Any data written on Blockchain, in fact, cannot be altered in any way by anyone, including the owner. Once an NFT certificate is published, the holder has the security to be the sole owner and to hold a digital asset that cannot be influenced by external events. NFTs can then be sold on the main marketplaces with eth/matic compatibility: OpenSea, Rarible, SuperRare.

This is a question we are often asked. Let's say that, in general, an investment wine, if bought to yield for profit, will not be drunk by those who invest, but only by the end consumer. In this sense, therefore, the problem does not exist.

However, in the event in which you still want to enjoy some bottles of your collection and decide to drink them, and in the rare event that precisely that sample tastes corked, we will be accountable by replacing the bottle (after having contacted the producer), at no cost for our clients.

Very simple: wine is included in the hereditary characteristics; it is thus handled according to the will and is not subject to taxation for the heirs.

Do you have other questions? Talk about them directly with our experts.

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